If you have health insurance, you will be responsible for paying the co-payment, deductibles, and co-insurance based on your insurance plan. Below are some terms you should know:
- Co-payments are a required payment based on your insurance policy. The co-pay is paid at the time of your medical visit.
- Deductible is the out-of-pocket amount before insurance covers the remaining costs.
- Co-insurance is a shared expense between you and your insurance. You may be required to pay a certain percentage of the charges for medical services. For example: Insurance pays 80%, and you pay 20%. Depending on your insurance plan, you may need to meet your deductible before the co-insurance is applied.
- Out-of-pocket maximum is the yearly total amount your health insurance company requires you to pay towards the cost of your health care on an annual basis.
We ask all patients to pay for care before or when they arrive for their test or procedure.
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